LIFE INSURANCE PATRONAGE AND THE GROWTH OF THE INSURANCE INDUSTRY IN NIGERIA


LIFE INSURANCE PATRONAGE AND THE GROWTH OF THE INSURANCE INDUSTRY IN NIGERIA

ABSTRACT

This study empirically investigated life insurance patronage and the growth of the insurance industry in Nigeria. The objective was to determine the impact of life insurance patronage and the growth of the insurance industry in Nigeria. To achieve the objective, secondary data extracted from Nigerian Insurers Association (NIA) Digest (various years) was used. Regression model was used for evaluation of data. Two hypothesis were tested using Scientific Package for Social Science (SPSS). The first hypothesis showed that there is a positive relationship between life insurance premium and total insurance premium which was used as a measure of the insurance industry’s performance. This means that total insurance income increases as the amount of life insurance premium increases. The second hypothesis showed that claims of life insurance benefits has a significant effect on the insurance industry in Nigeria meaning that other factors contribute. On this note, it was recommended that insurance companies should organize public lectures, seminars, and symposia on insurance as a way of creating awareness of life insurance and insurance policies.

TABLE OF CONTENTS 

CONTENTS                                                               PAGE

Title Page        -           -           -           -           -           -           -           -           -          

 Declaration     -           -          -           -           -           -           -           -           -          

Certification -  -           -           -           -           -           -           -           -          

Dedication -                -           -           -           -           -           -           -           -          

Acknowledgement      -          -           -           -           -           -           -           -

Abstract           -           -           -           -           -           -           -           -           -          

Table of Content         -           -           -           -           -           -           -           -          

List of Tables -            -           -           -           -           -           -           -           -

CHAPTER ONE

                                                INTRODUCTION

1.1              Background to the study -       -           -           -           -           -          

1.2              Statement of the Problem        -           -           -           -           -           -          

1.3              Objective of the Study            -           -           -           -           -           -          

1.4              Research Questions    -           -           -           -           -           -          

1.5              Research Hypothesis  -           -           -           -           -           -          

1.6         Significance of the study -    -        -        -        -        -       

1.7              Scope and Limitation of the study      -           -           -           -          

1.8              Organization of the study       -           -           -           -           -          

1.9              Definition of Terms     -           -           -           -           -           -          

CHAPTER TWO     

                                          LITERATURE REVIEW

2.0      Introduction     -           -           -           -           -           -           -

2.1      Conceptual framework -           -           -           -           -           -          

2.1.1        The Essentials of a Valid Life Insurance Contract     -           -

2.1.2        Types of Life Insurance Policies -      -           -           -           -

2.1.3        Characteristics of Life Insurance Policies      -           -          

2.1.4        The Need for Life Insurance Policies -           -           -          

2.1.5        The Importance of Life Insurance Policies - -        -       

2.1.6        Factors Affecting Insurability in Life Insurance Patronage in

Nigeria -          -           -           -           -           -

2.1.7        Life Insurance Awareness in Nigeria-            -           -           -           -

2.1.8        The Nature of Life Insurance Patronage in Nigeria (Problems)

2.1.9        Historical Perspective of Life Insurance in Nigeria -             -           -           -           -           -           -            -           -           -          

2.1.10    The Panacea (Solutions) to the Problems of Low Life Patronage in Nigeria -           -           -           -            -           -

2.2      Empirical framework -           -           -           -           -           -           -

 CHAPTER THREE

                        RESEARCH METHODOLOGY

3.0        Introduction    -           -           -           -           -           -

3.1       Research Design         -           -           -           -           -           -

3.2       Nature and Sources of Data    -           -           -           -           -                      

3.3       Population and Sample Size of Data Collection -      -           -          

3.4              Data Analysis and Technique -           -           -           -           -           -          

3.5      Model Specification -              -           -           -           -           -

CHAPTER FOUR

     DATA PRESENTATION, ANALYSIS AND DISCUSSION OF     FINDINGS

4.0       Introduction

4.1              Data presentation -         -           -           -           -           -           -

4.2              Test of Research Hypothesis -   -           -           -           -          

Discussion of Findings    -            

 

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