Organizations like Banks give loan to their customers based on certain conditions given by the loan scheme management board.  These conditions must be clearly met by the customers before they qualify for the loan they are begging for.

In this research, the loan scheme management system was studies in detail.  The concept was well understood and the pros and cons were ascertained.

The loan scheme management system was computerized in this case.  Efforts were made to make them clear to everyone.

The solutions were provided in a new computerized system developed in this study.  The new system is timely automatic, comprehensive, interactive and energy saving.


Title page

Approval page




Table of content

Chapter one


1.statement of the problem

2.Purpose of study

3.Aims and objective of the study

4.Scope of study



7.Definition of terms.

Chapter two

2.Literature review

Chapter three

3.Description and analysis of the existing system

1.Method of data collection

2.Objective of the existing system

3.Organizational chart

4.Input/process/output analysis

5.Information flow diagram

Chapter four

Design of new system

1.Output specification and design

2.Input specification and design

3.File design

4.Procedure chat

5.System flowchart

Chapter five


1.Program design

2.Program flowcharts

3.Pseudo code

Chapter six


Chapter seven

Summary, recommendation and conclusion






Loan service for small organizations individuals was initiated after a number of considerations on the banking system.  Major Banks are mainly guided by financial profit for their shareholders.  They are after minimization of financial risks.  Such strategies don’t leave much room to people on low income or even small organizations that strive for their survival.

This research studied the computer-based loan scheme management system-as was done in Harvard Trust Bank Enugu.  Loans are readily given to people who have an account (mostly current Account) in the Harvard Trust Bank.  Apart from being a customer to the necessary for giving him loan.  Such conditions may include: provision of collateral security, having at lest one guarantor and filling the bank loan management form.  The collateral security must be a landed property before the bank will accept it.  Also, the guarantor must have an account in that bank and must be a reportable person in the society.

The role of computer in loan scheme management can never be overemphasized.  The computerized bank loan management form enables bankers to work without stress.  Information can be updated as soon as a positive change occurs.

I therefore recommend this project to all who may like to have a look at what the topic is all about.  The research work will enable them know the importance of computer in loan scheme management which yield fruitful results as that of other fields of human endeavour.


The events of loan scheme management system have been documented. This research will evaluate the perceived motion of computer-based loan scheme management system.

In doing so, attempts will be made to answer the following questions:

1. What steps are taken in designing a computer-base loan scheme management system?

2. How can a computer-base loan scheme management be implemented?

3. What are the implications of not meeting the above requirements?

4. How far have the computer-base loan scheme management system gone in achieving the desired goals?


The purpose of this study is to bring to check the anomaly associated with the Harvard Trust computer-based loan scheme management system.

As the loan scheme management is done by man, irregularities are bound to be associated with it.

If these loan scheme management systems are effectively carried out in the computer, it will yield fruitful results.


This project will have the following aims and objectives:

1. To shed light on the issue of computer-based loan scheme management system.

2. To create awareness of such management to other banks who may be interested.

To suggest the ways in which a computer-based loan scheme management can be enhanced.


This research work will access the design and implementation of computer-based loan scheme management system in Harvard Trust Bank Enugu.  It will look into the operations of this bank in the aspect of loan management system.  The interest charged on loans as well as the updating of information as soon as they are received.


This project will be limited to the data available at hand, data outside the researcher will not be made use of.

The limitations militating against this research are financial constraints, time factor and other circumstances.


Accuracy, efficiency and reliability is associated with computer-based loan scheme management system.

For the purpose of this research, my assumptions can be stated as follows:

1. The application of computer in loan scheme management system has led most banks in business expansion and development projects.

2. A computer-based loan scheme management system leads to fast, accurate and concise deals.


A. LOAN: This is money lent to an individual or an organization on interest payable at a stipulated time.

B. SCHEME: This means plan or arrangement

C. MANAGEMENT: Group of persons controlling a business.

D. LOAN SCHEME: A plan or arrangement on how to lend money to an individual, a group or an organization.

E. LOAN SCHEME MANAGEMENT: This is said to occur when the group of persons controlling a business plan on how to lend money to an individual, a group or an organization.

F. COMPUTER-BASED: The use of computer in piloting the affairs of any operation.

G. INTEREST: Money paid for the use of money lent to one.  Simply, it is the amount charged on loan.

H. COLLATERAL SECURITY: Property, e.g stocks or bonds, pledged as security for repayment of a loan.

I. GUARANTOR: One who supports a borrower in making sure that he/she pays back on the stated time.

J. ACCOUNT:   Statement of money paid or received.



RESEARCHWAP.COM is an online repository for free project topics and research materials, articles and custom writing of research works. We’re an online resource centre that provides a vast database for students to access numerous research project topics and materials. guides and assist Postgraduate, Undergraduate and Final Year Students with well researched and quality project topics, topic ideas, research guides and project materials. We’re reliable and trustworthy, and we really understand what is called “time factor”, that is why we’ve simplified the process so that students can get their research projects ready on time. Our platform provides more educational services, such as hiring a writer, research analysis, and software for computer science research and we also seriously adhere to a timely delivery.


Please feel free to carefully review some written and captured responses from our satisfied clients.

  • "Exceptionally outstanding. Highly recommend for all who wish to have effective and excellent project defence. Easily Accessable, Affordable, Effective and effective."

    Debby Henry George, Massachusetts Institute of Technology (MIT), Cambridge, USA.
  • "I saw this website on facebook page and I did not even bother since I was in a hurry to complete my project. But I am totally amazed that when I visited the website and saw the topic I was looking for and I decided to give a try and now I have received it within an hour after ordering the material. Am grateful guys!"

    Hilary Yusuf, United States International University Africa, Nairobi, Kenya.
  • " is a website I recommend to all student and researchers within and outside the country. The web owners are doing great job and I appreciate them for that. Once again, thank you very much "" and God bless you and your business! ."

    Debby Henry George, Massachusetts Institute of Technology (MIT), Cambridge, USA.
  • "I love what you guys are doing, your material guided me well through my research. Thank you for helping me achieve academic success."

    Sampson, University of Nigeria, Nsukka.
  • " is God-sent! I got good grades in my seminar and project with the help of your service, thank you soooooo much."

    Cynthia, Akwa Ibom State University .
  • "Great User Experience, Nice flows and Superb functionalities.The app is indeed a great tech innovation for greasing the wheels of final year, research and other pedagogical related project works. A trial would definitely convince you."

    Lamilare Valentine, Kwame Nkrumah University, Kumasi, Ghana.
  • "Sorry, it was in my spam folder all along, I should have looked it up properly first. Please keep up the good work, your team is quite commited. Am grateful...I will certainly refer my friends too."

    Elizabeth, Obafemi Awolowo University
  • "Am happy the defense went well, thanks to your articles. I may not be able to express how grateful I am for all your assistance, but on my honour, I owe you guys a good number of referrals. Thank you once again."

    Ali Olanrewaju, Lagos State University.
  • "My Dear Researchwap, initially I never believed one can actually do honest business transactions with Nigerians online until i stumbled into your website. You have broken a new legacy of record as far as am concerned. Keep up the good work!"

    Willie Ekereobong, University of Port Harcourt.
  • "WOW, SO IT'S TRUE??!! I can't believe I got this quality work for just 3k...I thought it was scam ooo. I wouldn't mind if it goes for over 5k, its worth it. Thank you!"

    Theressa, Igbinedion University.
  • "I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much, infact, I owe my graduating well today to you guys...."

    Joseph, Abia state Polytechnic.
  • "My friend told me about ResearchWap website, I doubted her until I saw her receive her full project in less than 15 miniutes, I tried mine too and got it same, right now, am telling everyone in my school about, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work"

    Christiana, Landmark University .
  • "I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!."

    Musa, Federal University of Technology Minna
  • "I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!."

    Ali Obafemi, Ibrahim Badamasi Babangida University, Niger State.
  • To contribute to our success story, send us a feedback or please kindly call 2348037664978.
    Then your comment and contact will be published here also with your consent.

    Thank you for choosing