This study investigates the prevailing practices of women primary cooperative and their effects on women socio-economic stability. A survey method was used for the study. The research questions that guided the study were: what are the prevailing practices of women primary cooperative society? To what extents do cooperatives affect women on socio-economic stability? What are the possible problems affecting cooperatives on women socio-economic stability? Frequency and mean score were used to analyze data based on research question. The population consisted of all the members of Matan Makera and peace women multipurpose cooperative, both located in Kaduna metropolis. Research result shows that cooperative play significant roles in prevailing practice of women primary cooperative and their effect on women socio-economic stability as it remove discrimination against them to participate in cooperative, provided them with credit facilities, skills employment etc. Different problems affect cooperative in prevailing practices of women primary cooperative and their. Effects on women socio-economic stability, this includes men perception of women, lack of women participation in cooperative, inadequate capital resources, bad leaders. It was recommended among others that women should be given equal opportunity with their men counterparts and should be encouraged to participate in cooperatives to improve their economic status.


Title Page - - - - - - - - - - i

Declaration - - - - - - - - - ii

Approval page - - - - - - - - - iii

Dedication - - - - - - - - - - iv

Acknowledgement - - - - - - - - v

Abstract - - - - - - - - - - vi

Table of Contents - - - - - - - - vii


1.1 Background of the study - - - - - - 1

1.2 Statement of the problems - - - - - 3

1.3 Objectives of the study - - - - - - 4

1.4 Research questions - - - - - - - 4

1.5 Significance of the study - - - - - - 5

1.6 Scope of the study - - - - - - - 6

1.7 Definition of terms - - - - - - - 6


2.1 Introduction - - - - - - - - 8

2.2 Concept of cooperatives - - - - - - 8

2.3 Concept of cooperative promotion - - - - - 14

2.4 Roles of cooperatives towards prevailing practices of women on 

the socio-economic stability - - - - - - 18

2.5 Problems affecting cooperative towards the prevailing practices 

of women on socio-economic stability - - - - 22

2.6 Summary of the literature review - - - - 25


3.1 Introduction - - - - - - - - 26

3.2 Research design - - - - - - - 26

3.3 Population of the study - - - - - - 27

3.4 Sample size and sampling technique - - - - 27

3.5 Research instrumentation - - - - - - 28

3.5.1 Validity - - - - - - - - - 28

3.5.2 Reliability - - - - - - - - - 29

3.6 Administration of the instrument - - - - 29

3.7 Method of data presentation and statistical analysis - 30

3.8 Decision Rule - - - - - - - - 30

3.8 Limitation of the study - - - - - - 30


4.1 Introduction - - - - - - - - 32

4.2 Respondents bio-data - - - - - - - 32

4.3 Answering the research question - - - - - 35

4.4 Summary of findings - - - - - - - 41

4.5 Discussion of findings - - - - - - - 42


5.1 Introduction - - - - - - - - 46

5.2 Summary - - - - - - - - - 46

5.3 Conclusion - - - - - - - - - 47

5.4 Recommendation - - - - - - - 48

5.5 Suggestions for further researches - - - - 49

References - - - - - - - - - 50

Appendix I--------51

Appendix II--------52



1.1 Background of the Study

Cooperative has been the bedrock of promoting women through its numerous income-yielding ventures that will stimulate the economic status of women. According to International Cooperative Alliance, Cooperative Enterprise is a business that is organized with the sole aim of satisfying the interest of members. The central focus is not the maximization of profit like other businesses but to ensure that members socio-economic needs are met through cooperative promotion.

According to Ijere (1991) cooperative plays a significant role in promoting their members economic status by:

1. Generating employment opportunities

2. Generation of appreciable income

3. Reduction of Exodus to urban areas

4. Making old techniques perfecting new

5. Training members to become entrepreneurs

He further submits that women economic status can only be promoted through cooperative because the economic situations in the country have made it impossible to men to provide all the needs in the family.

Asaolu (2004) admits that cooperative have potential in promoting the economic status of women through capacity building. It also add that women status can be promoted through enhancement of skills acquisition enlightenment programmes organize by cooperative. Onuoha (2002) confirms that cooperative make it impossible for the rural dwellers to become shareholder and managers of their own investing by so doing, cooperative serves as an avenue for promoting women because it increases their economic capacity through convenient saving device assessment of loan and increase their standard of living.

Thus, this study seeks to empirically determine prevailing practices of women primary cooperative and their effects on women socio-economic stability.

1.2 Statement of the Problem

Most women in the society have low economic status compared with their male counterpart. Cooperative through various effort and sponsorship from government, NGOs and International Organizational was programmed to prevailing the effect on women socio-economic stability but most of the government officers in charge and management committees of various societies are corrupt and women are denied access to resources that will promote their economic status in the society. Women are also denied leadership in most groups and are marginalized. This influence is seen through women’s lack of ownership of item such as land finances resources and building. A vast majority of the women folks are poorer than their male counterpart, thus they cannot participate in venture that will promote their economic position or have access to loan to enhance their business participation. In African set up, women role are relegated to be background that they have to play second fiddle. They do not have passion of an inheritance that they can use as a security to obtain loan from financial institutions. Most women do not have the take or skills to improve on their socio-economic conditions or to affect their lives of their family, since men cannot solve all their challenges and problems.

It is the light of this negative development that this study is to find out the prevailing practices of women primary cooperative and their effects on women socio-economic stability.

1.3 Objective of the Study

i. To find out the prevailing practices of women primary cooperative society.

ii. To determine the extent that cooperatives is affecting  women on socio-economic stability.

iii. To identify the possible problems that is affecting cooperatives on women socio-economic stability.

1.4 Research Questions

i. What are the prevailing practices of women primary cooperatives society?

ii. To what extents do cooperatives affect women on socio-economic stability?

iii. What are the possible problems affecting cooperatives on women socio-economic stability.

1.5 Significance of the Study

This study examines the prevailing practices of women primary cooperative and their effects on women socio-economic stability, in the light of the test that most cooperative today are not viable because their members are weak, and as a weaker sex, women cannot empower themselves individually except through their collective efforts in cooperative society. The findings of this study will help and geared up cooperative and develop women to be economically strong and viable.

Secondly, government cooperative departments would see the need following the findings, to re-direct their cooperative policy in the area of women development.

Similarly, this study is of great scholarly importance as concerning students whose research problems may be related to this present can use it as a spring board or reference material for their own work.

It is also hoped that, this work would provide avenues in which cooperative will adopt the socio-economic stability of their members.

1.6 Scope of the Study

This study examines prevailing practices of women on socio-economic stability an examination of which cooperative have promoted the prevailing practices of women and of course the possible problems that is affecting women on the socio-economic stability 

The study is restricted to members to Matan Makera and Peace Women Multipurpose Cooperatives both located in Kaduna Metropolis.

1.7 Operational Definition of Terminologies

⦁ Cooperative: Cooperative is an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.

⦁ Cooperative Effect: Is the degree of extra satisfaction which a member derives as a result of participating in the cooperative compare to working alone.

⦁ Economic: Relating to trade, industry, and the management of money.

⦁ Promotion: The activity of helping something to develop or increase.

⦁ Status: The official legal position or condition of a person, group, country etc.

⦁ Women: An adult female person married or unmarried.



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