1.0          INTRODUCTION


Despite the risk inherent in exporting, it’s most obvious advantage is the additional sales and profit which are generated. Exports more often than not reflect production beyond what is required for domestic consumption in a situation where a deliberate policy to produce solely for export is not pursed, Ahmed (1995). In addition, an exporting economic will benefit from increased optional utilization of productive capacity. These benefits eventually transform into better living condition of the people, since foreign exchange earned would contribute to meting their need fro some essential goods and services.    

Whether in a develop or a developing economic exports constitutes a dynamic factor in economic growth and development. It does not only serve has a catalyst or an important engine of growth, it is also a great source of stimulation to other sector of the economic (spill over effect).

In almost all the developed or developing countries the export sector has always been the major driving force, propelling the growth of the economy by moving all the other sectors among with it by generating the required foreign exchange, providing the where-withal for the financing of development inputs such as machinery, spare part, industrial raw materials and equipment and technology for the efficient functioning of the industries. Export sector dictates the pace of growth and development to the extent that development inputs are not often available locally, particularly in the developing counties, the earnings of the foreign exchange through exports to procure them, become indispensable. In other words the growth and indeed development of any economic can be seriously impaired by the monavailbility or lack of foreign exchange resources.

It is the recognition of the crucial role which exports play in the growth process that most countries of the world today strive to promote its vigorous growth countries in which the export sector play a leading role in their development include South Korea and Mauritius.


For instance non oil; export accounted fro 99.3 percent of total export in 1960 and only a mere 2.7 percent in 1985. Diversification of exports had thus because a very obvious goal that has to be achieved by any serious export promotion strategy. This will however lead us to many problem militating against export promotion in Nigeria in including shortage of credit illiteracy, lack of awareness and inadequate knowledge of export market among others.      

The justification of the study will be shown in the specialized  means and ways by which NEXIM Bank is playing a leading role for only first your of its operation, it accounted fro over 60 percent of the credit to the export sector (as compared to the total credit from the sum of all financial institution). Therefore to say the heart, it will only be imperative that a full appraised of NEXIM Bank activities since inception in January 1991 be carried out. The justification of this study will be based on the impetus, hope or decision which the introduction of NEXIM Bank sought to achieve and is already achieving in the promotion of exports based on the evaluation of the policy trust which was outlined as its inception.

The study will finally seek to see how policies like the rediscounting and refinancing facility (RRF) Stock Facility (SF), Foreign Import Facility (FIF) among other facilities including Risk-bearing Facility will go a long way in making credit available for express using bank intermediaries.   


Current problem of the export sector in Nigeria are indeed numerous while some of the these predate the structural adjustment programme (SAP) others are incidental to SAP, learning in mind that under SAP a sizable percentage of export operation were privatized.       

Also while some of these problem are external to the country for example an increasingly competitive and protectionist would others are strictly speaking within the country and have influenced the articulation of the never role which NEXIM Bank has sought to achieve in promoting and developing exports (especially non-oils exports).

They include the following:

  1. Shortage of credit
  2. Low literacy level
  3. lack of awareness
  4. Inadequate understand of international market and complete absence of risk bearing facilities.


The main objective of this study is to emphasize the role of development bank in the production of export in Nigeria economy.


For the purpose of this project, primary and secondary data collection method shall be used in the primary method we shall make use of questionnaire and also experts in the filed shall interviewed in gathering valuable facts for the project.

Secondary data collection shall mainly be literature which composed of textbooks, journal and some institutions publication like institute of charted banker of Nigeria to embrace the information.


This research work is limited by the following constraints.

Firstly, transportation problem due to the distance between Osun State and Lagos State we were unable to get the needed facts at the right time.

Also, the problem of finance is another constraint of the research work to further find more acts from other banks.     

Lastly, the customers United Bank for Africa plc, Oosgbo branch are not ready to cooperate as expected and this lose more problem the research.


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How To Write Chapter Three Of Your Research Project (Research Methodology)

  • Methodology In Research Paper

    Chapter three of the research project or the research methodology is another significant part of the research project writing. In developing the chapter three of the research project, you state the purpose of research, research method you wish to adopt, the instruments to be used, where you will collect your data, types of data collection, and how you collected it.

    This chapter explains the different methods to be used in the research project. Here you mention the procedures and strategies you will employ in the study such as research design, study design in research, research area (area of the study), the population of the study, etc. You also tell the reader your research design methods, why you chose a particular method, method of analysis, how you planned to analyze your data.

    Your methodology should be written in a simple language such that other researchers can follow the method and arrive at the same conclusion or findings.

    You can choose a survey design when you want to survey a particular location or behavior by administering instruments such as structured questionnaires, interviews, or experimental; if you intend manipulating some variables.

    The purpose of chapter three (research methodology) is to give an experienced investigator enough information to replicate the study. Some supervisors do not understand this and require students to write what is in effect, a textbook.

    A research design is used to structure the research and to show how all of the major parts of the research project, including the sample, measures, and methods of assignment, work together to address the central research questions in the study. The chapter three should begin with a paragraph reiterating the purpose of research. It is very important that before choosing design methods try and ask yourself the following questions: Will I generate enough information that will help me to solve the research problem by adopting this method?

    Method vs Methodology

    I think the most appropriate in methods versus methodology is to think in terms of their inter-connectedness and relationship between both. You should not beging thinking so much about research methods without thinking of developing a research methodology.

    Metodologia or methodology is the consideration of your research objectives and the most effective method and approach to meet those objectives. That is to say that methodology in research paper is the first step in planning a research project work.

    Design Methodology: Methodological Approach

    Example of methodology in research paper, you are attempting to identify the influence of personality on a road accident, you may wish to look at different personality types, you may also look at accident records from the FRSC, you may also wish to look at the personality of drivers that are accident victims, once you adopt this method, you are already doing a survey, and that becomes your metodologia or methodology.

    Your methodology should aim to provide you with the information to allow you to come to some conclusions about the personalities that are susceptible to a road accident or those personality types that are likely to have a road accident.

    The following subjects may or may not be in the order required by a particular institution of higher education, but all of the subjects constitute a defensible in metodologia or methodology chapter.

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