APPRAISAL OF MODERN STRATEGIES FOR HOUSING DELIVERY IN NIGERIA

APPRAISAL OF MODERN STRATEGIES FOR HOUSING DELIVERY IN NIGERIA

CHAPTER ONEINTRODUCTION

1.1   BACKGROUND TO THE STUDY

The housing shortage is one of the most serious developmental challenges presently confronting Nigeria. Stakeholders and industry operatives in building technology are unanimous in their opinion that the process of housing delivery in Nigeria needs a change of strategy. In this study, the researcher is examining modern ways that could be explored to meet the nation’s housing deficit which stands around 17million units (Akeju, 2012).

Although Nigeria with a population of over 160 million people has been identified as the largest market in Africa for everything, including real estate, growing demand for decent shelter has continued to meet leaner supply of housing units. Over the years, successive governments in the country had tinkered with policies in a bid to achieve its mass housing objective but due to lack of reasonable commitment to it, achieving the goal has remained elusive (FRN, 2007).

Experts who gave analytical insight into the problem of housing delivery in Nigeria called for a declaration of a state of emergency in the housing sector, saying innovative thinking and modern strategies could bring about better outcomes that will enhance housing delivery process in the country. It is a known fact that financing of housing projects remained one of the biggest problems in the sector that is militating against housing delivery. Akeju (2012) is of the opinion that the major issue in housing delivery is funding, getting appropriate funding. There is money flowing everywhere but the right type of money needed for long term project like housing is not available. Something that can really work for affordable housing can be akin to what the Federal Mortgage Bank offers which cannot go round.

Modern strategy in housing delivery in Nigeria will reiterates the government’s priority to tackle overcrowding and the ambitious target to reduce severe overcrowding in rented housing apartments (Bush, 2004). Alongside making funding available for larger homes, with at least higher number of bedrooms, and a long-term commitment to deliver the family sized affordable homes should be identified in a strategic plan for housing delivery (Easton, 2006).

There are many strategies needed to facilitate massive housing delivery in Nigeria but modern and technologically-inspired large scale housing schemes – schemes and sites with thousands of housing units could play a significant role in the delivery of the large number of houses the Nigerians needs. The experience of the last 20 years suggests that the level of demand for new homes over the next decade will not be met by piecemeal incremental developments. In Nigeria today, there is a shortage of housing for low-income earners and constantly growing housing demands (due to increase in population) that are not met. Unfortunately, banks are reluctant to provide mortgage facilities to low-income earners. In order to solve the housing/mortgage challenges faced by the Nigeria populace, the Nigerian Mortgage Refinance Company (NMRC) was established to promote home ownership and increase the availability and affordability of mortgage loans to Nigerians. In spite of the incorporation of NMRC in June 24, 2013, not much has changed. The apathy of banks towards mortgage transactions still lingers, understandably, because of the risk of default. To buttress this, 66,402 Nigerians applied for mortgages during the recent Nigerian Housing Finance Programme. Only 10,000 Nigerians were selected. However, the interest rates by primary mortgage institutions that participated in the programme were alarming (14.5% -19%). It is suggested that a cue be taken from other countries where the cost of mortgage for first time home buyers are low, with small down payments and easy terms especially, a single digit interest rate.

1.2   STATEMENT OF THE PROBLEM The problem of housing delivery is of great concern in many countries. This problem is especially prominent in Nigeria. The challenge as been magnified as a result of a myriad of issues, not least, a high population growth rate, shortage of necessary skills and disintegrated supply chain. There is need for Nigerian government and stakeholders in the building industry to rise up to housing needs of Nigerians in quality and quantity. Some researchers has advocated other modern methods of construction like dry construction has strategy to mass housing delivery. However, the researcher is examining how modern strategies can be used to ensure that the housing need of Nigerians are met.1.3   OBJECTIVES OF THE STUDY The following are the objectives of this study:

To examine the modern strategies that can be used for effective housing delivery. To determine the effect of modern strategies on housing delivery in Nigeria. To analyze the factors hindering the use of modern strategies in housing delivery in Nigeria.

1.4   RESEARCH QUESTIONS

What are the modern strategies that can be used for effective housing delivery? What is the effect of modern strategies on housing delivery in Nigeria? What are the factors hindering the use of modern strategies in housing delivery in Nigeria?

1.6   SIGNIFICANCE OF THE STUDY The following are the significance of this study:

Outcome of this study will educate stakeholders in the building industry, government and policy makers on the modern strategies that can be used to solve the problems of housing deficit in Nigeria. This research will also serve as a resource base to other scholars and researchers interested in carrying out further research in this field subsequently if applied will go to an extent to provide new explanation to the topic

1.7   SCOPE/LIMITATIONS OF THE STUDY This study on appraisal of modern strategies for housing delivery in Nigeria will cover all the effort and approaches of past and present government of Nigeria at tackling the problem of housing deficit in Nigeria. It will also cover the new approaches and strategies that can be used for mass housing development.LIMITATION OF STUDYFinancial constraint- Insufficient fund tends to impede the efficiency of the researcher in sourcing for the relevant materials, literature, or information and in the process of data collection (internet, questionnaire, and interview).Time constraint- The researcher will simultaneously engage in this study with other academic work. This consequently will cut down on the time devoted to the research work.

REFERENCES Akeju, A. A.(2012). Challenges to providing affordable housing in Nigeria. Proceedings of 2nd Emerging Urban Africa International Conference on Housing Finance in Nigeria, Abuja, Nigeria. 17-19 October 2007. Bush, A. (2004) Understanding Stabilized Earth Construction. Virginia: VITA Publication Technical Paper No 2. Retrieved on July 7, 2007, from  Easton, D. R. (2006). The Rammed Earth House. White River Junction, VT: Chelsea Green Publishing Company FRN (2007). Federal Republic of Nigeria Official Gazette Vol. 94, No 24. UNDP Human Development Report. Oxford University Press, Oxford 1999.

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How To Write Chapter Three Of Your Research Project (Research Methodology)

  • Methodology In Research Paper


    Chapter three of the research project or the research methodology is another significant part of the research project writing. In developing the chapter three of the research project, you state the purpose of research, research method you wish to adopt, the instruments to be used, where you will collect your data, types of data collection, and how you collected it.

    This chapter explains the different methods to be used in the research project. Here you mention the procedures and strategies you will employ in the study such as research design, study design in research, research area (area of the study), the population of the study, etc. You also tell the reader your research design methods, why you chose a particular method, method of analysis, how you planned to analyze your data.

    Your methodology should be written in a simple language such that other researchers can follow the method and arrive at the same conclusion or findings.

    You can choose a survey design when you want to survey a particular location or behavior by administering instruments such as structured questionnaires, interviews, or experimental; if you intend manipulating some variables.

    The purpose of chapter three (research methodology) is to give an experienced investigator enough information to replicate the study. Some supervisors do not understand this and require students to write what is in effect, a textbook.

    A research design is used to structure the research and to show how all of the major parts of the research project, including the sample, measures, and methods of assignment, work together to address the central research questions in the study. The chapter three should begin with a paragraph reiterating the purpose of research. It is very important that before choosing design methods try and ask yourself the following questions: Will I generate enough information that will help me to solve the research problem by adopting this method?

    Method vs Methodology

    I think the most appropriate in methods versus methodology is to think in terms of their inter-connectedness and relationship between both. You should not beging thinking so much about research methods without thinking of developing a research methodology.

    Metodologia or methodology is the consideration of your research objectives and the most effective method and approach to meet those objectives. That is to say that methodology in research paper is the first step in planning a research project work.

    Design Methodology: Methodological Approach

    Example of methodology in research paper, you are attempting to identify the influence of personality on a road accident, you may wish to look at different personality types, you may also look at accident records from the FRSC, you may also wish to look at the personality of drivers that are accident victims, once you adopt this method, you are already doing a survey, and that becomes your metodologia or methodology.

    Your methodology should aim to provide you with the information to allow you to come to some conclusions about the personalities that are susceptible to a road accident or those personality types that are likely to have a road accident.

    The following subjects may or may not be in the order required by a particular institution of higher education, but all of the subjects constitute a defensible in metodologia or methodology chapter.

    Click here to complete this article - How To Write Chapter Three Of Your Research Project (Research Methodology)

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